Online Credit Repair Secrets

 
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people could you recommend a reputable credit repair company not the credit consolidators?

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  1. There are actually a lot of them out there and I have offered to some of them a review of their websites but if I recommend any, I could only become an instrument of something which you might not like later on. Most of the credit repair companies would give you the chance while others would call them voltures and you know what that means.
  2. Here is a link to the ones recognized by the FTC. in some cases any fees may be waived depending upon your income. http://www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm Govt approved credit counseling agencies. There are no reputable "repair" firms around! You need to get set up with a debt counselor. many credit repair firms are rip offs. Avoid credit repair agencies that charge a fee to improve your FICO score by removing negative, but accurate, information from your credit reports. No one can force credit reporting agencies or lenders to remove accurate information from a credit report. Credit repair companies often take your money without delivering what they promise, or provide only temporary improvements of your score, sometimes by removing accurate information that will reappear later.
  3. i used lexington law but it didnt really do that much to help. It also can get expensive. I suggest do it yourself. visit http://creditboards.com It is a forum that disscusses how to repair and fix you credit. it will also give you sample letters to help with the dispute process. http://creditcardwarehouseonline.com
  4. I'm with Bryce, Creditboards.com is great. Creditinfocenter.com also has some great information.
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