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Credit repair service for someone with no debt but negatives in the past.?

I have been trying really hard to improve my credit. I payed everything off but I have negative payments in the past. I'm looking to hire a legitamite company for help. I managed to get a secured card and a credit card with terrible fee's and low credit but my score acually went down 5 points even after 6 months of good payments and I just dont get it. I want help. The three credit burues dont even have the same info on me and i dont even understand the terms they use. One says i have like 5 deliquent accounts and the other 2 but i dont even owe any money or know what deliquent means. I really need help from a legitamate company if anyone knows one. THANK YOU!

Public Comments

  1. Time! It'll get better! It takes at least 3 years so learn to pay cash!
  2. If you paid of the credit cards and the credit reporting agencies are still reporting the debt has delinquent you should dispute the entries, at the bottom of the credit report there should be directions on how to do so, you can also read this article on repairing your credit, several tips are listed, http://www.monitorbankrates.com/how-to-build-maintain-and-repair-your-credit
  3. Go online and do research - www.creditinfo.com or www.creditboards.com are great places to start. Your credit is something you need to deal with your entire life- take the time to understand it and learn what the terms mean.
  4. Yes, credit repair works fine. Try this one - http://creditreport.undonet.com They disputed and cleaned off lots of bad items from my credit report.
  5. hello there! visit this site it might help you http://www.creditrepairbiz.com this is the best info I could give to you + the support team here are real great! I hope it help yah in a way!
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