Online Credit Repair Secrets

has anyone heard of Lexington Law credit recovery? Our mortgage company refered us to them. are they good?

Public Comments

1. Not sure. But i usually recommend a non profit NFCC - Natl Federation of Credit Counselors - accredited agency. Try a web search on CCCS and your town. Anyone who charges who 100s or 1000s for credit help is not who you want. NFCC non profit agencies charge very little.
2. Run away fro Lexington Law as fast as you can!!! They are not even a law firm. They use a BS referral service called Credit Exchange. ( Look them up at bbb.org). There are reputable companies out there but Lexington Law is not one. You can contact me if you like and maybe I can piont you in the right direction.
3. 7 tips to improve credit score 1. Pay your bills on time. Your payment history is a major factor (35% of your FICO score) in determining your credit score. If you pay your bills late, or had an account referred to collections, your credit score will take a major hit. 2. Sign up for online banking and make sure your regular recurring bills are paid automatically. This way you will not forget a payment that will wind up reducing your credit score. 3. Increase your credit limit. Another large factor is the amount of your debt in relation to your credit limit. If you have a card with a $10,000 credit limit and your balance is $9,000, this will not help to improve your score. To make the debt/credit limit ratio look better, you can try to call your credit card company and request an increase in your credit limit. Don't use the extra credit though! That defeats the whole purpose and puts you further in debt!