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Im in the search for a credit repair company that can delete my 30 something inqueries and 30 day late fee's on my 9 student loans which i was never notified they were active and not deffered. im not sure WHY they took out 9 different seperate loans but whatever i consolidated now. and also i have a charge off due to a car being stolen and the insurance didnt want to pay for it soooo now its on my credit report and im being held responsible for 24K which im not. Hopefully the SUE ME FOR IT and realize that the car DID infact have insurance... ANYWAYS any good credit repair that can delete charge off's, inqueries and medical bill collections? i know there are alot of sites that are not legit. i need people who are actually dealing directly with the specific company and describe when you started with what score and how long did it take you to get to where your at and the cost. thank you

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  1. Credit Repair Self Help When it comes to credit repair when you have found yourself in a bad credit situation, self-help might be the best route for you to go. It seems we are bombarded daily and often with companies who claim that they can help you repair your credit for a small fee and you won’t have to worry about it at all. However, the truth is that self help credit repair is not only possible, but really the way to go. It isn’t as difficult as many people might think going about repairing your credit yourself. In fact the newest trend in credit repair actually the self help road. All you need to do is start by pulling a copy of your credit report from all three credit reporting bureaus: Experian, Equifax, and TransUnion. You are entitled to one free credit report per year thanks to passage of the FACT Act. The other two, you’ll have to pay for, but the fee is usually small – between $10 and $15. After you get your credit reports, the next self help step is to go through those reports and check to see that the information is accurate. Most of the time, there are going to be errors of some type. These errors can vary from a past due account that has been paid off to a debt that wasn’t yours in the first place. If you find errors, you need to contact the credit reporting agency both by phone and in writing. You’ll be asked to provide proof of the error and then they, in turn are required to notify you in writing of their decision to either remove it from your credit report or leave it due to insufficient proof. Be diligent in this endeavor. An accomplished self help credit repair program entails being aggressive when it comes to your information and the accuracy of that information. Another part of a self help credit repair program includes the development of a long-term plan that will help you keep your credit use under control and a plan for not getting into credit problems again. Sure, credit counselors can help you do this, but why pay the money and take the chance that you are dealing with a less than reputable company? Do a little research and you’ll find that there is plenty of information available on the Internet as well as software programs that can help you with your self help credit repair program. Repairing your credit yourself requires a commitment on your behalf, but in the long run, you’ll be pleased with the results – and knowing that you did it yourself!
  2. Perhaps You may google it first ,however, if you like some direct resource ,here might be your choosing.http://creditreport.online-helper.info/free-copy-of-my-credit-report.html
  3. You are right that there are a lot of sites that are not legit. I have worked with two of them. First with Lexington Law, and let me tell you, they were terrible. They charge you a monthly fee, so they take their sweet time. I finally got fed up and canceled. A friend referred me to another company, Unified Credit Services - http://www.unifiedcreditservices.com - and they were great. Their work is legit and they get it done quickly. They do everything, charge offs, inquiries, collections, and more. My personal situation - I had tons of negative items on my credit report (charge offs being a majority), and so far they have cleaned off more than half. I'm still working with them so I don't know what my score improvement is going to be.
  4. RMCN Credit Services is the place to go. It has proven results, and been in business since 97'. They can get the lates and all that stuff off. Pretty darn fast too. Within 6 months. Go the website or call 972-529-0900 or 888-469-7372. www.rmcninc.com They are your best bet cause its guarenteed or you money back. They average 70 to 90% deletion of all derogatory items. The Place to go. Check it out.
  5. http://ceditdebtrepair.info fixed my credit in about 5 months. my score went up 35 points
  6. I used Unified Credit Services and would not trust any other company. Use them for sure.
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