Credit Repair Company Knowledge Base
Is there a way to repair my credit rating quickly after having a debt company? I am now debt free but have been told that I will now NOT have a credit rating for 6 years as my accounts were defaulted after taking assistance from a debt management company but then paid off by my family? 1) Is this true? 2) Can anything be done to improve my credit rating? 3) What about these credit repair companies? Dare I ask about a mortgage??
What experience(s) has anyone had when using a credit repair/restoration company? I am conducting research on credit restoration/repair companies and scam artists. Anyone who reads my posts knows that I am a proponent of credit restoration. And I support using the three legitimate credit restoration companies in the US. But I would like to hear of any experiences people have had with others. I do not want to hear about Lexington Law. I already have mountains of data on them, and not much of it good. I want to hear about all the others out there. Let me know who you used and what the results were. People who only want to post that credit repair is a scam, please do waste my time with your uneducated claptrap, I want legitimate answers only please. Thank you for your answer, Rose. I appreciate you taking the time to answer my question. Lydia, I am in agreement with most of your answer, but I was just wondering what question are you answering? You posted it in the wrong place. Your answer has nothing to do with my question.
has anybody ever used a credit repair company? In particular a company called credit for all or any other repair company.They say they can remove bad credit from your file mainly because most of the finance companys dont keep great records thus unable to provide proof so you can get items removed.
Has anyone used a legit credit repair company? I have tried to dispute items on my credit report and haven’t had much luck. I have late payments, bad debts, and I have no good credit. Please give me links so I can research the different companies and make a educated decision. Also your experience with the company would be helpful. Thanks so much!
Should we use a credit repair company through a mortgage company? I called a mortgage company today and found out my hubby's credit is 523 and mine is 499. We are looking at buying in about a year and the guy recommended we going through a women in there office to clean up our credit.So we could get our scores(or atleast his up to 580)
Work from home credit repair company? Does anyone know of any work from home credit repair companies who are not scammers. I already know everything on the credit repair sites. I'm just looking for a company that is already set up that will allow me to work for them...from home.
Who is the best credit repair company out there? Is there such a thing? I have some blemishes on my credit history to say the least. I know the basics of my credit score but can't stand dealing with the credit bureaus. Is there someone/company out there that is 1. reputable 2. cost effective 3. Safe/Ethical that can take care of this for me. I know this is a sketchy industry and everyone tells me I can/should do this myself, but I'm at my wit's end here. signed, Sick of bad credit
Legitimate credit repair company? I'm looking for any referrals to a good credit repair company or attorney. I understand that they cannot legally do anything that I can't do and there is no guarantee that my score will improve - that I will basically just be paying for their services. Also, many of them are considered scams, etc. So, I would like to know if anyone has personally experienced help from one of these companies in credit repair.
Has anyone used a Credit Repair/Restoration Company? I was referred to a Credit Restoration Company and they sounded pretty honest. However, I wanted to know if anyone else has had any experience with a Credit Repair Company or any advice on finding the best one. What kind of results did you get? Were they permanent? I know self credit repair is the best however I don't have the time or know much about the whole Credit/Credit Bureau process or Laws.
Are there any credit repair companies that are legit? I want to fix my credit fast, because my husband and I want to buy a new house in about 6 months. There a lost of credit repair companies out there. They say that they can remove bad hits on your credit report. Has this worked for anyone? If so, which company? How much did you have to pay them? How much did your credit score increase? How long did it take? Thanks a bunch!
Are credit repair companies legit and do they really help? I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just a scam?
Credit Repair? Can anyone recommend a reputable credit repair company in the Arlington, Tx area?
How much do Credit Repair companies charge? Any idea how much it costs to have a credit repair company try and fix your credit report I know that credit repair is mostly a scam, but I'm curious about the actual amount
credit repair company? has anyone heard of a credit repair company called third eye inc thanks np i tried third eye last month i just wanted to know if anyone has every used them before. i have had a lot of items deleted off of my credit report
credit repair company,or dilligence? Im working on repairing my credit score from a 566 to at least a 650 or above. Ive given myself two years to do this. I dont have much debt reported at all ($6700) no credit card debt or bankruptcy, basically no credit whatsoever. Im wondering if i should hire a company or attempt it myself?
In Need Of A Good Legit Credit Repair Company? Im in the search for a credit repair company that can delete my 30 something inqueries and 30 day late fee's on my 9 student loans which i was never notified they were active and not deffered. im not sure WHY they took out 9 different seperate loans but whatever i consolidated now. and also i have a charge off due to a car being stolen and the insurance didnt want to pay for it soooo now its on my credit report and im being held responsible for 24K which im not. Hopefully the SUE ME FOR IT and realize that the car DID infact have insurance... ANYWAYS any good credit repair that can delete charge off's, inqueries and medical bill collections? i know there are alot of sites that are not legit. i need people who are actually dealing directly with the specific company and describe when you started with what score and how long did it take you to get to where your at and the cost. thank you
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